Business use: In addition to social and commuting, the car can be used in connection with the driver’s occupation but excludes using the car as a taxi/mini-cab and commercial travelling (door to door selling while carrying product samples). There are 3 options for this cover: you only, you and your partner/spouse or all drivers on the policy. But car insurance providers don’t have to have to have it all their own way – we’ve found six ways to get cheaper car insurance that they’d really rather you didn’t know.
So why pay extra for a lower excess? A few insurers will substantially reduce premiums for a 1,000 excess, so try this when getting quotes. The downside of this is if you have a bigger claim you’ll have to shell out more, so take this into account. Stay on the road when you make a claim – we’ll give you a Courtesy Car while your car is being repaired (Comprehensive Cover only).†
The lifeblood of Mercury’s business has and always will be our partnership with independent agents. We also know many shoppers want to buy anytime, anywhere, and Google Compare gives them a fast, easy way to do so. Partnering with Google Compare provides us with a tremendous opportunity to connect with a segment of the market that would have been out of reach.” – Erik Thompson, Advertising Director at Mercury
Even if you’re only driving your car every now and then it must be insured. The Continuous Insurance Enforcement scheme, which came into force in January 2011, means all cars must be covered – unless they’re not in use and off the road. It aims to crack down on uninsured drivers by matching up the database of cars on the road with insured drivers. Every year you hold a policy in your own name without making a claim or a claim being made against you, you will build up a No Claim Discount (NCD).
To obtain a quote, fill out our simple-to-use forms with your basic personal details, plus information on the vehicle to be insured and the drivers you want on the policy. To protect your data you may be asked to answer a series of questions in so we may confirm that we are speaking to the policy holder. If you fail to answer these questions correctly we retain the right to not discuss details of the policy.